LIC offer Policy that tailor made for women….
Few LIC best policy for women in 2020 are following..
1- LIC New Jeevan Anand Plan
Jeevan Anand is perhaps one of the best LIC plan and this is a moderation of the conventional Jeevan series tailor made for women.
New Jeevan Anand Plan is a participating non-unit-linked product which unite the power of savings and protection. It provides a decent sum of financial freedom against death as well as has the choice for lump sum payment on maturity.
Minimum sum assured is 1 lakh Rs .
Minimum policy term is 15 years .
You will get around 1 lakh 62 thousand on maturity on sum assured of 1 lakh rupay.
“The ability to have full control of your finances and be able to budget and project spending gives you a sense of independence and fulfillment“.
2- LIC Jeevan Lakshya Plan
LIC Jeevan Lakshya Plan is LIC best policy plan for women in 2020 specially women of working class. It is a non-unit linked plan which provides both savings and protection.
This is a traditional plan with restricted premium payment option. It provides guaranteed annual income and comes in very beneficial for the family when the policyholder expires.
3- LIC Money Back 25 years
LIC Money Back plan is considered best policy plan for women in 2020.
Some key features of this plan
✅ its simple money back plan & bonus plus final amount of payment at maturity .
✅ four times cash back , on 5th , 10 , 15 & 20 years ..
✅on completion of maturity ..remaining basic sum assured 40 % amount will be paid to policy holder plus any bonus also.
LIC jeevan amar
• LIC jeevan amar is best policy for women in 2020. Its term plan very useful for working women. Its cheapest plan ever LIC and its provide protection & cover from unfortunate health & disability.
Minimum Age to buy 18
Maximum Age 65 years.
This policy will be valid from 10 years to 40 years .
4 – LIC Jeevan arogya health policy plan
LIC’s Jeevan Arogya is a non-linked, non-participating health plan. It is a comprehensive health insurance plan that covers you, your spouse, children, your parents and your spouse’s parents. under this plan, a lump sum amount is paid irrespective of what the actual hospitalization cost has come up to.
Hospitalization and surgery expenses are covered with the lump sum amount provided
This above policy plan comes with a easy premium payment option
The insured person can select a flexible health cover as per his/her requirement
In this plan year after year health cover will be increase.
Major benefits of this plan are :-
Hospital cash benefit (hcb) – the policyholder will be refund the Hospitalization charges in the event of hospitalization of any family member for a continuous period of 24 hours.
Major surgical benefit – the policyholder will be refund the Major Surgical expenses in case she/he or any other covered member goes under any listed surgery.
Other surgical benefit – the policyholder will be refund the Surgical expenses Other than the major ones in case she/he or any other covered member goes under one.
Day care procedure benefit – in case any insured member go through a Day care treatment, the cost will be adjusted under this policy plan.
Few more benefits
In case of new family members arrival due to marriage or childbirth, the cover plan can be extended to the new member as well.
Ambulance fees for up to Rs 1,000 annually are reimbursed…1,000 is for per insured person under this plan.
Premium waiver off benefit is also available under this policy plan.
Age criteria to get this plan is as follows-
For you and your wife – 18-65 years
For your father & mother and/or in-laws – 18-75 years
For children – from 91 days to 17 years
To know more details about LIC policy Plan
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